Debt Counselors

Written by Admin
Posted June 19, 2009 at 9:16 pm

Credit Counseling Money Matters Being Wise with Your Money | A …
Established in 1990, Christian Credit Counselors has helped over 2 million individuals achieve financial security. Christian Credit Counselors is one of the top members of the American Association of Debt Management Organizations … read more…

Djabalok: Debt Consolidation
Experts of the reputed debt counseling services employ a team of certified and trained counselors that are outstanding in consumer credit and budgeting. In addition, some of the non-profit organizations that specialize in this field … read more…

Debt Consolidation Loans: Lead A Debt Free Life – pressemeldungen.at
The debt counselors study the detailed financial history of the debtors. Moreover, these counselors are experts in negotiating the debt with your creditors thus offering a lower rate of interest. Another advantage of debt consolidation … read more…

From Google Blog Search

Student Loan Consolidation Rates Information Online
The Internet has for a long time been a easy means of seeking for worldwide information and thence has made the world so much better and easier. This makes no difference when it comes to student loan … read more…

Free Debt Settlement No Out Of Pocket Fees
This article is about free debt settlement and debt settlement in general.

Banks are charging more fees on credit cards than they have in the past. This is done strictly to help the bank make mone… read more…

5 Questions to Ask Before Getting a Credit Counselor
Whether or not there is a global financial crisis, you will need to consult a credit counselor at one time or another. Credit counselors can give important advice that will help you in your major fin… read more…

From GoArticles.com

Times are Tough

In today’s economy, struggling with debt can be overwhelming. But you are not alone. The National Foundation for Credit Counseling wants the public to know that while time are tough, help is available. Certified counselors can help you take control of your finances, by creating a personalized plan that works for you.

If you are having trouble overcoming debt, visit www.debtadvice.org to locate a counselor in your community.

Resolved Question: Do credit card companies accept goodwill payments?
My husband and I were working towards becoming debt free following Dave Ramsey’s plan and in Feb he got in a car accident and lost his job.

I make a decent salary so I’m paying all our major expenses and we cut everything unimportant (cable, internet, restaurants, etc). I also do calligraphy at night & weekends for extra money.

We had quite a bit of credit card debt that we racked up in college. We are not using the cards anymore and have been living 100% cash for the past 3 years.

I simply cannot pay the minimum payments (after August 2009) until my husband gets another full-time job. He is applying everywhere and we are selling things and working odd jobs to make up the difference and trying not to use any savings for as long as possible.

We also have medical debt that his insurance company denied and we are paying a little on that to keep it current. Our lawsuit will probably settle that so I’m not worried too much about it.

We have applied for unemployment but it is still processing. Not sure what is going on with that but it is supposed to be $200 per week.

Will credit card companies work out a goodwill payment until we get back on our feet? I’ve never had a late payment in my life. I just want to try to pay $20/card/month to show that I’m willing to continue paying my debt.

I have a baby on the way and I have no idea how expensive this is going to be.

Do consumer credit counselors work? I hear a lot of people jaded by them and say it is better to file Chapter 13 bankruptcy and work out a payment plan.

I’m sure it can’t be much longer before husband finds another job but I want to prepare for the worst.

Thanks in advance!