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From GoArticles.com
‘(When Is It Worth It To Refinance)
http://www.CpLoanModification.com/
‘(When Is It Worth It To Refinance)
Call Charles Paden (917) 714-9539
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Open Question: If I am current on my 1st mortgage loan but default on my 2nd loan ..can the 2nd lienholder foreclose on my ..?
home? The 1st mortgage is current I owe them $250k. The property value is only $215k. The 2nd lienholder are “private investors”; and they have sent me a trustee sale notice which has no opening bid. I matched the recorders office instrument # and it belongs to another property which is not even my property! to me it seems like they are faking the notice of trustee sale becuase it is not recorded? I have been getting advice out there and Ive been told I can file a bankrupty ch13. What to do ? help? Can they foreclose even though my 1st mortgage is being payed current ? and plus there is no equity?
ps I stopped paying because I couldt afford to pay these private investors anymore an interest rate of 13%.
also the property is in California, LA county
Open Question: How do I insure a construction site?
I recently took out a loan against land I own free and clear to start developing the land. The bank wants their name on the insurance policy as a lien holder so they will get paid out first if anything happens to the structures before I pay the loan off.
My insurance company says they don’t know how to write this up as a policy. Is this normal? I’ve put in a few inquires to other insurance companies, but it would suck to switch because I have such low rates with my current one (why I switched to them in the first place).
Advice anyone?
Open Question: Is it worth refinancing my car loan?
I have a $19500 car loan @ 8.7% interest rate for 60 months which translates in 350$/month payment.
I already paid 19 out of these 60 payments and the remaining balance is $15500.
Goals:
-The monthly payment lowered by at least $50
-Maintaining the amount in number of payments left (40).
Considering the probable interest rate of 6%, are these goals achievable?
What questions do you have about Kiva?
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What is a loan modification? (Save Home USA) http://savehomeusa.com Whether you call it a loan modification, mortgage modification, restructuring, or workout plan, it’s when a borrower — who is facing great financial hardship and is having difficulty making their mortgage payments — works with their lender to change the terms of their mortgage loan. The workout plan could result in temporary or permanent changes to the mortgage rate, term and monthly payment of the loan. The plan’s goal is to help the borrower reduce their monthly mortgage payments to 31% of their gross income. Under Obama’s plan, loan modifications will be standardized, with uniform loan modification guidelines used by Fannie and Freddie Mac, and then they will be implemented throughout the entire mortgage industry.
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