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ARE YOU A PART OF IT?
Cool video about how to save time, money, lower your impact on the environment, and limit your risk of identity theft – stats about society in general and online bill pay.
Open Question: Can I take legal action against my mortgage broker?
I’ve been dealing with a mortgage broker for a year now who lies to me, tries to manipulate and speaks down to me like I’m a child. Everything up until this point has cause considerable stress but nothing too extreme. This past month we had to pay for an appraisal through Wells Fargo and provided her with our personal checking account debit card number (through a different bank) to pay for it. Last week I looked at my online banking and see that over $800 had been taken out by Wells Fargo to cover extension fees.
I did not authorize those charges. I read all the papers I signed and nothing said anything about my debit card information being kept and used for other expense. We knew we had extension fees and she told us that it could be covered at closing. So here we are 2 weeks before closing, $800 less (putting our bank account in the hole) and she’s passing the buck. She “doesn’t know who authorized those charges.” Every other person we talked to told us that she was the only one who could have done it.
I feel violated. I feel like something criminal just took place. They reached into our personal account and STOLE $800. We were given no notice, no bill and nothing to sign. Can we take legal action? (Not because they took the money but because she did it without permission and then lied about it.)
Right now I’m dealing with a PNC broker. It’s a construction perm that we took out last April. The rate lock expired in February. The extension fees we owe are to cover this rate lock extension that was offered to us call Builder’s Best. We pay a 1/4 point everytime we need a new extension. We’re in our third right now. I know that when our construction loan modifies to a perm. loan it will be through WF. When we ordered the appraisal we gave the broker our debit card number over the phone and she ordered it. We did have to come in and sign a paper for that. It showed up on our statement as a WF charge, which we expected. Then 3 weeks later, (last week) we see two more WF charges for $413 each. We were told this would be covered at closing and instead it was taken out of our personal checking (though BofA). Not wanting to contact a lawyer yet unless I have a little confirmation that this is something worthy of legal intervention. Thanks!
Open Question: Freemans flex account??????
Hiya, i want to sign up for freemans flex account, but how do i this online?? I signed up for something but didnt ask for my bank details or anything?
Im conffused please explain!
xx
Thanks!
Open Question: May 17, 2009 – www.foreclosurebankinspector.com?
Okay, I was going through the newspaper, and as usual decided to run through the classifieds as well.
I came across an ad for a position as a foreclosure bank inspector.
The contact information provided:
Phone: 1 (800) 976-5553
Web: www.foreclosurebankinspector.com
I did some research online and came up with the following sites that provide complaints against the person running this gig.
1st – http://www.complaints.com/foreclosureban…
((On that page I guess you gotta click on one of the side links to see the reviews))
2nd – http://foreclosurebankinspectorscam.com/
and
3rd – http://www.nachi.org/forum/f11/foreclosu…
Now my question is, does anyone else think it’s a scam?
And also, how come it’s not illegal for scam artists to place misleading ads in the newspaper?
Wells Fargo where are you? Online banking down for 3 DAYS now! – and not a peep as to reason, fix estimate, etc. Cust svc?
Posted by bertdecker via Twitter
Anatole Kaletsky: Economic view – Times Online
Posted by petrbuben via russia – Google News
Online Shopping & Banking Safety http://budurl.com/pnwd #banking #money
Posted by brighthub via Twitter
Argh. Forgot my login for online banking. This is frustrating. A registration email would have been nice, Flagstar.
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@qbpro Hey Robert – Read 2 of ur posts recently at AllBusiness QuickBooks Blog Admired ur style. QB Online Banking http://bit.ly/ms1lP
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[Blog] Payday Cash Advance Online: Quick Access to Instant Finances: With the accession of online in to the banking … http://s3nt.com/g1nc
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Fortis Online Banking heeft een schuchtere redesign ondergaan, en het PNB Paribas groen geïntroduceerd. Schoner is het niet geworden.
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Enjoys online banking, even tho theres a bank like 3mins away, because it helps contribute to my legendarily lazy lifestyle…
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